Getting out of debt has never been easier
Cents rounds up purchases on your credit and debit cards to the nearest dollar, and uses the spare change to pay off your debt. Take back control of your financial life.
Getting out of debt can be hard. We made it easy.
Link your cards
Link the cards and accounts you use to make everyday purchases.
Spend like normal
Cents automatically rounds up every transaction to the nearest dollar and collects your spare change.
Become debt-free
Reduce debt and save on interest as Cents applies your change to the debt of your choice.
How much can you save with compounding interest?
Whether you have a student loans, credit card debt, or mortgage, or a car loan, Cents can help you pay it off without stress.
Average interest
$x
Average total cost
$x
$12,000
Total interest saved
Average interest
$x
Average total cost
$x
$12,000
Total interest saved
Average interest
$x
Average total cost
$x
$12,000
Total interest saved
$12,000
Total interest saved
Don't just take our word for it
Billy Butler
"Cents helped me save $9000 in interest on my college loans."
Billy Butler
"Cents helped me save $9000 in interest on my college loans."
Billy Butler
"Cents helped me save $9000 in interest on my college loans."
Take the first step toward living debt-free
Sign up for Cents and pay off your debts easily with your spare change.